Residential Loan Highlights:

LOW Rates Starting at 7.99%

LTV up to 70%

Loan terms up to 10 Years

Interest Only or Fully Amortized

No Prepayment Penalty Option

No Credit Requirements

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Probate Loan Highlights:

LOW Rates starting at 7.99%

Get money without waiting for the Probate Court

Get funds or pay probate expenses

No Income or Credit requirements

Fast funding


Fix & Flip Loan Highlights

LOW Rates Starting at 7.99%

We base our loan on the property’s ARV

Use the money to purchase the property

We can fund 100% of all repairs & improvements

No monthly payment option available

Fast Funding


Subprime Loan Highlights:

LOW Rates Starting at 7.50%

LTV’s up to 80%

Alternative Income Documentation

No Pre-Payment Penalty

Loan Pre-Approval Available

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Commercial Loan Highlights:

LOW Rates Starting at 8.99%

LTV up to 65%

All Property Types Considered

No Appraisal Option Available

No Pre-Payment Penalty

Fast Funding

Who we are and what we do

We are a direct Hard Money lender
We say yes when others say no

We specialize in making Commercial and Residential mortgage loans to borrowers who have credit issues, difficulty proving their income or have had their mortgage applications turned down by the big institutional banks. Most of our Borrowers receive their funds in less than 2 weeks.

We’re not a bank and we’ll never think like a bank. We don’t put our Borrowers through months of requesting one document after another like so many other lenders do to their Borrowers and then never fund the loan. We tell our Borrowers right up front if we can fund the loan and we’ll close the loan in 1 to 2 weeks. So even if you’ve been turned down by your bank and you don’t think you can get a mortgage loan, we should be able to get you the financing you need. Hard Money Lender

If you have less than perfect credit or just need money fast and own California real estate we can help you. If you have problems proving your income, can’t prove your income or you’ve been in business for less than two years we can also help you. We will go the extra mile to get you the money you need.

We’re not as concerned about credit or income as many other lenders are since we base the mortgage loans we make to our borrowers on the equity they have in their properties. Hard Money Lender for all.

Speak to one of our Senior Loan Consultants today
(888) 797-7970

Call Back Request

Residential Loans

We don’t care about bad credit

Commercial Loans

We’ll fund loans the banks won’t

Probate Loans

Can provide money for Estate expenses

Recent Testimonials

Commitment is the word I would use to describe my experience with Westar Lending.  The “regulations” lenders must comply with today have made it extremely difficult to “qualify.”  My own bank of 40 years wasted my time processing my application to an eventual decline. From there I went to Mortgage Brokers and they all threw me against the wall to see if I would stick. Westar took the time to explain the challenges we faced, asked questions beyond the application and developed a strategy that led me to an “approval” that fully complied with current regulations. Westar’s commitment to me, their investors and their own professionalism is the standard all Bankers should aspire to.

Charlie N. | Los Angeles, CaliforniaLoan Funded Fast

I was in need of a refinance of my commercial property in Pasadena as the existing loan had come due and the lender was not interested in extending the loan.  Westar Lending was able to get my loan funded in only 2 weeks and got me a 15 year loan.

I was very satisfied with the attention and loan that I received.  I would recommend their company to anyone needing real estate financing.

B. Martin | Pasadena, CaliforniaCommercial Store Front Loan


Some products may not be available in all states. Restrictions apply. All rights reserved. Pre-qualification is neither pre-approval nor a commitment to lend; you must submit additional information for review and approval. Approval may be subject to rate increases, satisfactory title and appraisal review, and no change in financial condition.

*Refinancing or taking out a home equity loan or line of credit may increase the total number of monthly payments and the total amount paid when comparing to your current situation.

© Copyright 2017 - Westar Lending Group